Trusted by 30 Lakh+ Indians
Loan
Finance your life.
Get up to ₹5 Lakhs●
Simple rates starting from 1.33%
monthly credited instantly
Check eligibility
Find the Loan That Fits Your Life
Personal Loan
Best for major milestones and big life resets.
For the things you've been planning, consolidating bills, home upgrades, or the wedding of your dreams.
Starting at 1.33% interest p.m.
Flexible plans up to 36 EMIs
Mini Loan
Best for Immediate "bridge" funding.
When life moves faster than your pay check. Car repairs, medical emergencies, or month-end gaps.
0% interest
Repay in up to 45 days
Loan against Mutual Funds
Best for cash needs without selling your investments.
Get the money you need for big life moves without giving up on your future. Your investments keep growing while you handle today.
10.5% interest p.m.
Up to 36 EMIs
Personal loans built for what's next.
Applying for a loan on Jupiter takes less than 2 minutes. No paperwork, no spam calls.
Loans up to ₹5 Lakhs
Get the financial room you need to tackle big life plans or consolidate your bills.
2-Minute Application
A fully digital journey that respects your time, no spam calls, no physical queues, and no tedious forms.
Money in Seconds
Once approved, your funds land in your Jupiter account instantly so you can take action right away.
No Hidden Surprises
We borrow on trust, there are no hidden fees, no small print, and no need to pledge your assets.
Freedom to Close Early
We won't penalize you for being ahead of schedule. Pay off your loan whenever you're ready with zero foreclosure fees.
Support & Reminders
Stay on track with automated EMI alerts and support through the app.
EMI calculator
for loans on Jupiter
See how much EMI you'll have to pay
when you take a Personal Loan on JUpiter
Grow your credit, one step at a time, for free.
Get more than just a score. We'll show you simple, smart ways to reach your goals so you can unlock the best rates.
How to apply for
a Personal Loan
on Jupiter
Why loans with Jupiter
Traditional banks & NBFCs
Jupiter loans
Physical branches and heavy paperwork
100% digital from application to disbursal
Surprise charges buried in fine print
No hidden charges with every fee shown upfront
Multiple days of waiting and follow-ups
Instant disbursal to your account once approved
Penalties for early repayment (3–5%)
Zero foreclosure fee to close your loan anytime
Ready to start? Here's all you'll need
Eligibility
Criteria tailored for the modern Indian resident to unlock the best loan for you
Indian national
Age Limit: 23+
Salaried, Business Owner, Self-Employed Professional
Documents
All you need is your phone and basic identification—no physical paperwork required.
Identity/Address: PAN or Aadhaar Card
Income: Enter details on salary and income
Verification: One quick digital selfie.
Loans breakup example
Meet Mr. Rahul, who simplified his financial life by consolidating multiple bills and debts into one easy Personal Loan. Here's how his loan helped him get back on track.
The Jupiter Difference
Mr. Rahul used his bonus to pay early and save on interest. No foreclosure fees, just flexibility that works for you.
Sanctioned Amount
₹2,00,000
Interest Rate
1.33% p.m.
Processing Fee
₹7,080
Net Credited
₹1,92,920
Monthly EMI
₹7,031.41
36 months
Interest rates and fees
Low interest rates
Interest rates start from 0% basis the loan type.
Clear processing fees
Up to 4% processing fees. We promise no hidden charges, every fee is shown clearly upfront.
Flexible loan tenures
Choose a repayment timeline that fits your monthly budget, with options ranging from 1 to 36 months.
Trusted by 30 Lakh+ Indians
Overall a fantastic app, your money, savings and loans all in one place.
Anil
Jupiter really is my one app for all things money—spends, UPI, savings, and more.
Avinash K C
Jupiter is a great app for loans and savings account
Ghananagraju
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Got
questions?
Our dedicated support team is available on
9 AM to 7 PM from Monday to Friday and 10 AM to 7 PM on weekends to help.
Existing Jupiter app users can click the ‘Apply Now’ button in the Loans section, fill in the requested details in the loan
application, and press ‘Check Eligibility’ to determine their eligibility.
If you already have a salary account on Jupiter, you might be eligible for a personal loan based on factors like your credit
score and account history within the app. If you don’t have a salary account on the Jupiter app, you can increase your
chances of unlocking this feature by receiving two consecutive salary credits in your Jupiter salary account.
Frequently Asked Questions
We work with trusted partners
We always keep your money and data safe with strong encryption and built-in privacy protections.
SECURITY PARTNERS
BANKING AND PAYMENT PARTNERS
Amica Financial Technologies Private Limited (Jupiter) is not a bank and does not hold or claim to hold a banking license. Products and services on the Jupiter platform are offered in partnership with regulated entities. Savings accounts, fixed and recurring deposits, and co-branded debit/credit cards are issued by partner banks including Federal Bank, CSB Bank, and other partner banks authorised by the Reserve Bank of India (RBI) from time to time. The Jupiter Account is a Prepaid Payment Instrument issued by Amica Payment Services Private Limited, a wholly owned subsidiary of Jupiter and an RBI-authorised PPI issuer (License No. 192/2024). Jupiter is also a TPAP registered with NPCI for enabling UPI services. Loan products are facilitated in partnership with RBI-registered NBFCs including Amica Finance Private Limited (NBFC Registration No. N-13.02457) and Kisetsu Saison Finance (India) Private Limited, with Jupiter acting as a Digital Lending App (DLA) and Loan Service Provider (LSP). Mutual fund investments are offered through Amica Investment Advisers Private Limited, a SEBI-registered Investment Adviser (INA000015507) and AMFI-registered EOP platform (CAT1 EOP-0005). Digital gold is offered in partnership with MMTC-PAMP India Private Limited, health insurance in partnership with authorised entities, and prepaid gift cards in partnership with Pine Labs Private Limited. All products are subject to the terms and conditions of the respective regulated partners, and users are advised to read relevant product documents carefully.
T&Cs apply • In partnership with
© Amica Finance Private Limited